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If you’ve ever signed a commercial loan agreement, you’ve likely come across pages of conditions and ratios that seem written in another language. These are called loan covenants—and misunderstanding them can cost your business. In this article, we’ll provide loan…
Strong business credit unlocks lower financing costs, higher approval odds, and better vendor terms. Whether you’re a startup or scaling company, knowing how to build business credit is essential for long-term growth. Unlike personal credit, your company’s credit profile influences…
Many entrepreneurs search for small business grants USA and Canada (free money) because grants offer the holy grail of financing: non-repayable funds. Unlike loans, grants don’t require repayment, which makes them highly competitive. Whether you’re in the U.S. or Canada,…
If you’re comparing government small business loans USA Canada, this guide maps the top federal and regional options—and shows when to use each. We cover SBA and USDA programs in the U.S., plus CSBFP, BDC, EDC, and provincial financing in…
When planning business growth in 2025, many U.S. entrepreneurs are searching for how to get an SBA loan 2025. The Small Business Administration (SBA) offers affordable financing that banks may not extend on their own, making SBA-backed loans one of…
Choosing between a term loan vs line of credit can feel tricky when you’re balancing growth, cash flow, and lender expectations. This guide explains how each product works, what it really costs, and when to use one over the other—so…
Choosing between secured vs unsecured business loans can feel like a coin toss—until you understand how lenders evaluate risk, price capital, and structure terms. In this guide, we break down the mechanics, costs, timelines, and approval factors so you can…
