1 (800) 584-0324
Power Your Business Growth with Asset-Based Lending
Fast, Flexible Financing Backed by Your Assets
Unlock immediate working capital by leveraging your company’s accounts receivable, inventory, or equipment. Whether you’re scaling operations, bridging cash flow gaps, or seizing new opportunities, asset-based lending provides the liquidity you need—without the hurdles of traditional loans.
Asset-Based Lending
Unlock Your Business’s Potential
Asset-based lending (ABL) is a flexible financing solution where businesses secure loans using their assets—such as accounts receivable, inventory, equipment, or real estate—as collateral. This type of financing provides companies with immediate working capital to support growth, manage cash flow, or navigate financial challenges.
Fast Access to Capital
Get funding quickly based on your assets.
Flexible Financing
Borrow more as your business grows.
Improved Cash Flow
Use unpaid invoices or inventory to secure funding.
Growth Opportunities
Expand operations, hire staff, or invest in new projects.
How Asset-Based Lending Works
Evaluation
A lender assesses your assets (receivables, inventory, equipment, etc.).
Approval
You receive a credit line or a loan based on a percentage of the asset value.
Funding
Access cash quickly to meet your business needs.
Repayment
As you collect receivables or sell inventory, the loan is repaid.
Why Choose ABL?
Is Asset-Based Lending Right for You?
ABL is an excellent choice if your business:
Has significant accounts receivable or inventory
Needs quick working capital without lengthy approvals
Experiences seasonal cash flow fluctuations
Is growing rapidly and needs scalable financing
FAQ
Find Out Answers Here
You can secure funding against:
Accounts receivable (invoices)
Inventory (raw materials or finished goods)
Equipment & machinery
Commercial real estate
In some cases, intellectual property
The approval and disbursement process for asset-based lending is typically faster than traditional loans. Once the assets are evaluated and the loan is approved, funds can be available within a few days to a couple of weeks, depending on the complexity of the assets and the lender’s processes.
The loan amount is typically a percentage of the appraised value of the assets used as collateral. This percentage, known as the loan-to-value ratio, varies based on the type of assets and the lender’s policies. Generally, accounts receivable may secure a higher percentage compared to inventory or equipment.
Ready to Unlock the value of your assets?
Turn your accounts receivable, inventory, and equipment into fast, flexible funding—without sacrificing equity or waiting months for approval. Get funded in days, not weeks!
