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Many entrepreneurs look beyond traditional loans and investors when raising money. One option that has exploded in recent years is business crowdfunding. From product launches on Kickstarter to equity raises on online investment platforms, crowdfunding can provide both capital and…
Online lending has transformed how businesses access capital. One of the fastest-growing models is peer-to-peer business loans (P2P lending), where individuals or institutional investors fund business loans through online marketplaces instead of banks. With digital lending markets expected to double…
Startups and growth companies often struggle with the same challenge: they need capital to scale, but equity investors dilute ownership and banks demand fixed repayments. Enter revenue-based financing (RBF)—a non-dilutive funding model where repayment is tied to your company’s revenue,…
With banks tightening credit and interest rates fluctuating, many businesses struggle to qualify for unsecured loans. That’s where asset-based lending (ABL) comes in. By pledging receivables, inventory, or equipment, companies can unlock liquidity even if cash flow is uneven or…
When traditional banks say “no,” many entrepreneurs turn to fast, flexible financing products. One of the most popular is the merchant cash advance (MCA). But while MCAs promise quick access to cash, they come with trade-offs every business owner should…
Uneven cash flow is one of the biggest challenges for small and mid-sized businesses. In fact, over half of firms cite cash flow volatility as a top obstacle to growth. That’s why working capital financing is essential: it bridges gaps,…
Buying a franchise can be one of the fastest ways to launch a business with built-in brand recognition, training, and operational support. But for many entrepreneurs, the biggest question is: How do I pay for it? In this guide, we’ll…
From excavators on a construction site to servers in a data center, acquiring equipment is one of the biggest investments a business makes. Instead of draining cash reserves, companies often turn to equipment financing like leasing to spread costs, preserve…
With interest rates fluctuating and credit markets tightening, many business owners are asking: should I refinance business debt? Done strategically, refinancing can cut costs, smooth cash flow, and consolidate multiple obligations into one manageable facility. But it’s not always the…
If you’ve ever signed a commercial loan agreement, you’ve likely come across pages of conditions and ratios that seem written in another language. These are called loan covenants—and misunderstanding them can cost your business. In this article, we’ll provide loan…
