1 (800) 584-0324
Business lending has long been dominated by banks, credit unions, and private lenders. But emerging blockchain business lending models, fueled by decentralized finance (DeFi), are challenging the status quo. By using smart contracts, crypto assets, and tokenized receivables, DeFi promises…
Imagine running an e-commerce platform and being able to offer your merchants instant access to working capital right inside your dashboard. That’s the power of embedded finance for businesses—a fast-growing trend where non-financial companies integrate lending, payments, or insurance directly…
Small and mid-sized enterprises (SMEs) often struggle to secure financing from traditional banks due to rigid requirements and slow processes. Enter open banking business loans—a fintech-driven innovation where businesses securely share their banking data with lenders via APIs. By enabling…
Small businesses are the backbone of the economy, but they often face an uphill battle when seeking financing. Traditional banks approve only a fraction of applications, leaving many entrepreneurs without the capital they need to grow. Enter FinTech small business…
Crowdfunding has moved far beyond Kickstarter perks. Today, founders can raise significant sums online by offering either equity or debt to the crowd. But for entrepreneurs new to these models, the decision of equity vs debt crowdfunding can be confusing.…
Startups and growth companies often struggle with the same challenge: they need capital to scale, but equity investors dilute ownership and banks demand fixed repayments. Enter revenue-based financing (RBF)—a non-dilutive funding model where repayment is tied to your company’s revenue,…
Cash flow gaps can stall growth even in profitable businesses. When customers take 30–90 days to pay invoices, you may need outside funding to bridge the gap. The two most common options are invoice factoring vs loan. This article compares…
When traditional banks say “no,” many entrepreneurs turn to fast, flexible financing products. One of the most popular is the merchant cash advance (MCA). But while MCAs promise quick access to cash, they come with trade-offs every business owner should…
Uneven cash flow is one of the biggest challenges for small and mid-sized businesses. In fact, over half of firms cite cash flow volatility as a top obstacle to growth. That’s why working capital financing is essential: it bridges gaps,…
Buying a franchise can be one of the fastest ways to launch a business with built-in brand recognition, training, and operational support. But for many entrepreneurs, the biggest question is: How do I pay for it? In this guide, we’ll…
